Linking your Co-operative Bank account to PesaLink opens up a world of fast, efficient and low-cost financial services.
This enables you to seamlessly transfer money between Co-op Bank and other Kenyan banks, access transactions via Co-op Kwa Jirani Agents and even perform transfers through Co-op Bank ATMs and MCo-op Cash.

Here’s how you can link your account and unlock a smooth banking experience.
Why Should You Link Your Co-op Bank Account to PesaLink?
With the increasing adoption of cashless transactions in Kenya, it’s important to have access to an efficient and secure platform for transferring money between different banks.
PesaLink, offered by Co-op Bank, is the ideal solution.
It allows you to move funds instantly between Co-op Bank and other local banks, making it a versatile choice for everyday banking.
The best part? You can send as little as Ksh 10 and as much as Ksh 200,000, with fees as low as Ksh 0 to Ksh 152 depending on the amount being transferred.
This makes it one of the most affordable and efficient ways to conduct transactions in Kenya.
Linking Your Co-op Bank Account to PesaLink
There are two simple ways to link your Co-op Bank account to PesaLink: through the Co-op Bank ATM or via the MCo-op Cash mobile app. Both methods are straightforward and ensure that you can access PesaLink services anytime, anywhere.
Linking via Co-op Bank ATM
- Insert your Co-op Bank Visa Card and enter your PIN.
- Select the “Other Transactions” option.
- Choose “PesaLink.”
- Opt for the “Link Phone” option.
- Enter the phone number that you wish to link to your account.
- Confirm if you’d like to set this phone number as your primary contact for PesaLink.
- A confirmation screen will pop up, and you will receive an SMS confirming that your phone number has been successfully linked.
Linking via MCo-op Cash (Mobile App)
- Launch the MCo-op Cash app on your mobile phone or dial *667#.
- Navigate to the “PesaLink” section in the menu.
- Choose the “Link your Phone” option.
- Select the Co-op Bank account that you want to link.
- Confirm your desire to make this account the primary one for PesaLink services.
- A confirmation message with the details of your link will appear on the screen.
- An SMS will also be sent to confirm the successful linking of your phone number.
With your Co-op Bank account successfully linked to PesaLink, you can now perform real-time money transfers, access funds anytime, and manage your transactions at your convenience—24/7.
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