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    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Scottish whiskey  distiller in a move to grow footprint in East Africa

    Scottish whiskey distiller in a move to grow footprint in East Africa

    Kencom Sacco Members Cry Foul

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    Milestone achievement for Mshwari as it disburses over Ksh430b in loans in seven years

    Milestone achievement for Mshwari as it disburses over Ksh430b in loans in seven years

    Statement: NTSA suspends Modern Coast Licence

    Sanlam rolls out Road Assistance services

    Sanlam rolls out Road Assistance services

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    KEPSA Launch Index to Assess MSMEs Policy Framework

    KEPSA Launch Index to Assess MSMEs Policy Framework

  • Markets
    KEPSA Launch Index to Assess MSMEs Policy Framework

    KEPSA Launch Index to Assess MSMEs Policy Framework

    Struggling E-commerce Giant Jumia To Exit Rwanda

    Grim forecast for Tullow Oil as CEO resigns

    Grim forecast for Tullow Oil as CEO resigns

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    Sub-Saharan Africa Economy To Grow at 3.2% in 2019, IMF

    African Smartphone Market Defies Challenges in Global Economy to Post Growth

    Africa’s aviation passenger traffic set to double by 2038

    Africa’s aviation passenger traffic set to double by 2038

    Octagon among Top 100SMEs for second year running

    Octagon among Top 100SMEs for second year running

    Betting firm announce plans to open shops in Kenya

    Betting firm announce plans to open shops in Kenya

    KWAL launches new alcoholic brand in the Kenyan market

    KWAL launches new alcoholic brand in the Kenyan market

  • Real Estate
    New housing project to inject USD 5billion into the economy

    New housing project to inject USD 5billion into the economy

    Kenyan Firm awarded Most Innovative Community Developer 

    Kenyan Firm awarded Most Innovative Community Developer 

    Affordable Housing: Big boost for Jua Kali Associations as gov’t places Ksh. 3b order for doors and windows

    Affordable Housing: Big boost for Jua Kali Associations as gov’t places Ksh. 3b order for doors and windows

    Property Firm Username Investments Moves To A New Office

    SGR and expressway criticism uncalled for : The Standard

    Kenya Railways Gives Tenants Of Upper Estate In Kisumu Vacate Notice

    Dim Growth Prospects As Tenants Find Upmarket Properties Unfavourable – Hass Consult

    Dim Growth Prospects As Tenants Find Upmarket Properties Unfavourable – Hass Consult

    Tilisi mega-city launches green garden homes

    Tilisi mega-city launches green garden homes

    The Kenyan retail sector performance softened in 2019 with rental yields declining 1.6%

    The Kenyan retail sector performance softened in 2019 with rental yields declining 1.6%

    KOFISI, launches new office in Karen

    KOFISI, launches new office in Karen

  • Tech

    Twitter Long Game: Open And Decentralized Standard For Social Media

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    Sub-Saharan Africa Economy To Grow at 3.2% in 2019, IMF

    African Smartphone Market Defies Challenges in Global Economy to Post Growth

    Ride-hailing technology key to revolutionising Kenya’s haulage industry

    Ride-hailing technology key to revolutionising Kenya’s haulage industry

    Annual Consumer Spending on Technology to Reach $149 Billion by 2023

    Annual Consumer Spending on Technology to Reach $149 Billion by 2023

    A New Platform To Buy Airtime, Purchase Electricity Tokens Easily

    Visa Recognises Naivas Cashless Payments

    Visa Recognises Naivas Cashless Payments

    COMESA, EAC, ECOWAS launch digital networking platform to connect 50 million African business women

    COMESA, EAC, ECOWAS launch digital networking platform to connect 50 million African business women

  • World Business
    Scottish whiskey  distiller in a move to grow footprint in East Africa

    Scottish whiskey distiller in a move to grow footprint in East Africa

    Grim forecast for Tullow Oil as CEO resigns

    Grim forecast for Tullow Oil as CEO resigns

    Dubai Tourism partners with Hollywood stars to promote culture

    Dubai Tourism partners with Hollywood stars to promote culture

    US President Donald Trump Makes Surprise Visit To Afghanistan; Taliban On the Agenda

    Air India back in Kenya after 10 years

    Air India back in Kenya after 10 years

    KLM flys the latest Dreamliner Boeing 787-10 to Nairobi

    KLM flys the latest Dreamliner Boeing 787-10 to Nairobi

    39 people killed by floods in Kinshasa, Congo

    39 people killed by floods in Kinshasa, Congo

    Huawei CEO confident Huawei can become the world’s leading smartphone without Google

    Huawei CEO confident Huawei can become the world’s leading smartphone without Google

    Growing food demand, weather changes drive global herbicide market, report

    Growing food demand, weather changes drive global herbicide market, report

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    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Scottish whiskey  distiller in a move to grow footprint in East Africa

    Scottish whiskey distiller in a move to grow footprint in East Africa

    KCB Group serves National Bank with Take-over document

    KCB Bank Group In Another Scandal

    Sanlam rolls out Road Assistance services

    Sanlam rolls out Road Assistance services

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    KEPSA Launch Index to Assess MSMEs Policy Framework

    KEPSA Launch Index to Assess MSMEs Policy Framework

    Grim forecast for Tullow Oil as CEO resigns

    Grim forecast for Tullow Oil as CEO resigns

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    • Agribusiness
    • Banking
      KCB Group serves National Bank with Take-over document

      KCB Bank Group In Another Scandal

      Octagon among Top 100SMEs for second year running

      Octagon among Top 100SMEs for second year running

      Central Bank cuts key lending rate to boost credit access

      ‘Loans Will Be Affordable, But We Won’t Interfere In Pricing’, CBK

      Insurance agents awarded in annual fete

      Insurance agents awarded in annual fete

      Net interests growth push Family Bank earnings to Ksh. 1.01 b

      Net interests growth push Family Bank earnings to Ksh. 1.01 b

      Kenya Re  receives AA+ Global Credit  Ratings

      Kenya Re receives AA+ Global Credit Ratings

      SBM Bank Kenya Q3 Earnings Dip 64 Per Cent to KSh647 Million

      SBM Bank Kenya Q3 Earnings Dip 64 Per Cent to KSh647 Million

      I&M’s Acquisition Of Giro Bank Moves It To The Big Kenyan Banks League

      I&M’s Acquisition Of Giro Bank Moves It To The Big Kenyan Banks League

      Co-operative Bank Of Kenya Strategy Yields Kshs. 7.5 Billion In Half-year Profit

      Co-op Bank grows 5.8 Per Cent To Earn Ksh.10.9 billion Profit

    • Insurance
      Octagon among Top 100SMEs for second year running

      Octagon among Top 100SMEs for second year running

      Insurance agents awarded in annual fete

      Insurance agents awarded in annual fete

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      Net interests growth push Family Bank earnings to Ksh. 1.01 b

      Kenya Re  receives AA+ Global Credit  Ratings

      Kenya Re receives AA+ Global Credit Ratings

      Jubilee ranked most attractive insurance company

      Jubilee ranked most attractive insurance company

      Islamic banking set for growth in Africa

      Islamic banking set for growth in Africa

      Insurance industry needs disruption : The Standard

      Kenyan Firm Partners With A UK Company To Provide International Medical Insurance

      Banking Sector Contributes Ksh207.2 Billion in Taxes

      Banking Sector Contributes Ksh207.2 Billion in Taxes

      Mayfair Insurance Compensates Likoni Tragedy Family

      Mayfair Insurance Compensates Likoni Tragedy Family

    • Manufacturing
    • Opinion
      Security Forces Attack Students, Journalists

      Kenya: Elusive Justice for Gross Injustice, Abuse

      OPINION: How long can our biggest killer be denied as a health issue?

      OPINION: How long can our biggest killer be denied as a health issue?

      Growing food demand, weather changes drive global herbicide market, report

      Four pesticide regulatory pillars are the route to food security

      Opinion: Farming by choice will drive Africa’s food security

      Opinion: Farming by choice will drive Africa’s food security

      How you’re sinking into debt in the name of maintaining cash flow

      How you’re sinking into debt in the name of maintaining cash flow

      All eyes on banks as Uhuru signs law to scrap rate cap

      Why It Is Hard For The GoK To Pay Suppliers

      OPINION: Africa must step up to support its innovators

      OPINION: Africa must step up to support its innovators

      Opinion: Free market far more advantageous for the sugar sector than the current heavily regulated regime

      Opinion: Free market far more advantageous for the sugar sector than the current heavily regulated regime

      How the cheap food bought by employees is ruining company’s performance

      How the cheap food bought by employees is ruining company’s performance

Kenyan Business Feed
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    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Scottish whiskey  distiller in a move to grow footprint in East Africa

    Scottish whiskey distiller in a move to grow footprint in East Africa

    Kencom Sacco Members Cry Foul

    Kencom Sacco Members Cry Foul

    Milestone achievement for Mshwari as it disburses over Ksh430b in loans in seven years

    Milestone achievement for Mshwari as it disburses over Ksh430b in loans in seven years

    Statement: NTSA suspends Modern Coast Licence

    Sanlam rolls out Road Assistance services

    Sanlam rolls out Road Assistance services

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    KEPSA Launch Index to Assess MSMEs Policy Framework

    KEPSA Launch Index to Assess MSMEs Policy Framework

  • Markets
    KEPSA Launch Index to Assess MSMEs Policy Framework

    KEPSA Launch Index to Assess MSMEs Policy Framework

    Struggling E-commerce Giant Jumia To Exit Rwanda

    Grim forecast for Tullow Oil as CEO resigns

    Grim forecast for Tullow Oil as CEO resigns

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    Sub-Saharan Africa Economy To Grow at 3.2% in 2019, IMF

    African Smartphone Market Defies Challenges in Global Economy to Post Growth

    Africa’s aviation passenger traffic set to double by 2038

    Africa’s aviation passenger traffic set to double by 2038

    Octagon among Top 100SMEs for second year running

    Octagon among Top 100SMEs for second year running

    Betting firm announce plans to open shops in Kenya

    Betting firm announce plans to open shops in Kenya

    KWAL launches new alcoholic brand in the Kenyan market

    KWAL launches new alcoholic brand in the Kenyan market

  • Real Estate
    New housing project to inject USD 5billion into the economy

    New housing project to inject USD 5billion into the economy

    Kenyan Firm awarded Most Innovative Community Developer 

    Kenyan Firm awarded Most Innovative Community Developer 

    Affordable Housing: Big boost for Jua Kali Associations as gov’t places Ksh. 3b order for doors and windows

    Affordable Housing: Big boost for Jua Kali Associations as gov’t places Ksh. 3b order for doors and windows

    Property Firm Username Investments Moves To A New Office

    SGR and expressway criticism uncalled for : The Standard

    Kenya Railways Gives Tenants Of Upper Estate In Kisumu Vacate Notice

    Dim Growth Prospects As Tenants Find Upmarket Properties Unfavourable – Hass Consult

    Dim Growth Prospects As Tenants Find Upmarket Properties Unfavourable – Hass Consult

    Tilisi mega-city launches green garden homes

    Tilisi mega-city launches green garden homes

    The Kenyan retail sector performance softened in 2019 with rental yields declining 1.6%

    The Kenyan retail sector performance softened in 2019 with rental yields declining 1.6%

    KOFISI, launches new office in Karen

    KOFISI, launches new office in Karen

  • Tech

    Twitter Long Game: Open And Decentralized Standard For Social Media

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    Sub-Saharan Africa Economy To Grow at 3.2% in 2019, IMF

    African Smartphone Market Defies Challenges in Global Economy to Post Growth

    Ride-hailing technology key to revolutionising Kenya’s haulage industry

    Ride-hailing technology key to revolutionising Kenya’s haulage industry

    Annual Consumer Spending on Technology to Reach $149 Billion by 2023

    Annual Consumer Spending on Technology to Reach $149 Billion by 2023

    A New Platform To Buy Airtime, Purchase Electricity Tokens Easily

    Visa Recognises Naivas Cashless Payments

    Visa Recognises Naivas Cashless Payments

    COMESA, EAC, ECOWAS launch digital networking platform to connect 50 million African business women

    COMESA, EAC, ECOWAS launch digital networking platform to connect 50 million African business women

  • World Business
    Scottish whiskey  distiller in a move to grow footprint in East Africa

    Scottish whiskey distiller in a move to grow footprint in East Africa

    Grim forecast for Tullow Oil as CEO resigns

    Grim forecast for Tullow Oil as CEO resigns

    Dubai Tourism partners with Hollywood stars to promote culture

    Dubai Tourism partners with Hollywood stars to promote culture

    US President Donald Trump Makes Surprise Visit To Afghanistan; Taliban On the Agenda

    Air India back in Kenya after 10 years

    Air India back in Kenya after 10 years

    KLM flys the latest Dreamliner Boeing 787-10 to Nairobi

    KLM flys the latest Dreamliner Boeing 787-10 to Nairobi

    39 people killed by floods in Kinshasa, Congo

    39 people killed by floods in Kinshasa, Congo

    Huawei CEO confident Huawei can become the world’s leading smartphone without Google

    Huawei CEO confident Huawei can become the world’s leading smartphone without Google

    Growing food demand, weather changes drive global herbicide market, report

    Growing food demand, weather changes drive global herbicide market, report

  • KBF
    • All
    • Agribusiness
    • Banking
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    • Opinion
    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    POPE FRANCIS APPOINTS RT. REV. ALFRED ROTICH AS BISHOP OF KERICHO

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Pwani Oil unveils new formulation, packaging for Sawa family soap range

    Scottish whiskey  distiller in a move to grow footprint in East Africa

    Scottish whiskey distiller in a move to grow footprint in East Africa

    KCB Group serves National Bank with Take-over document

    KCB Bank Group In Another Scandal

    Sanlam rolls out Road Assistance services

    Sanlam rolls out Road Assistance services

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    What you need to know about latest Nokia smartphone series for the Kenyan Market

    KEPSA Launch Index to Assess MSMEs Policy Framework

    KEPSA Launch Index to Assess MSMEs Policy Framework

    Grim forecast for Tullow Oil as CEO resigns

    Grim forecast for Tullow Oil as CEO resigns

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    OKash crowned best mobile loan platform of the year at the 3rd Digital Tech Excellence Awards

    • Agribusiness
    • Banking
      KCB Group serves National Bank with Take-over document

      KCB Bank Group In Another Scandal

      Octagon among Top 100SMEs for second year running

      Octagon among Top 100SMEs for second year running

      Central Bank cuts key lending rate to boost credit access

      ‘Loans Will Be Affordable, But We Won’t Interfere In Pricing’, CBK

      Insurance agents awarded in annual fete

      Insurance agents awarded in annual fete

      Net interests growth push Family Bank earnings to Ksh. 1.01 b

      Net interests growth push Family Bank earnings to Ksh. 1.01 b

      Kenya Re  receives AA+ Global Credit  Ratings

      Kenya Re receives AA+ Global Credit Ratings

      SBM Bank Kenya Q3 Earnings Dip 64 Per Cent to KSh647 Million

      SBM Bank Kenya Q3 Earnings Dip 64 Per Cent to KSh647 Million

      I&M’s Acquisition Of Giro Bank Moves It To The Big Kenyan Banks League

      I&M’s Acquisition Of Giro Bank Moves It To The Big Kenyan Banks League

      Co-operative Bank Of Kenya Strategy Yields Kshs. 7.5 Billion In Half-year Profit

      Co-op Bank grows 5.8 Per Cent To Earn Ksh.10.9 billion Profit

    • Insurance
      Octagon among Top 100SMEs for second year running

      Octagon among Top 100SMEs for second year running

      Insurance agents awarded in annual fete

      Insurance agents awarded in annual fete

      Net interests growth push Family Bank earnings to Ksh. 1.01 b

      Net interests growth push Family Bank earnings to Ksh. 1.01 b

      Kenya Re  receives AA+ Global Credit  Ratings

      Kenya Re receives AA+ Global Credit Ratings

      Jubilee ranked most attractive insurance company

      Jubilee ranked most attractive insurance company

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      Islamic banking set for growth in Africa

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      Banking Sector Contributes Ksh207.2 Billion in Taxes

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    • Manufacturing
    • Opinion
      Security Forces Attack Students, Journalists

      Kenya: Elusive Justice for Gross Injustice, Abuse

      OPINION: How long can our biggest killer be denied as a health issue?

      OPINION: How long can our biggest killer be denied as a health issue?

      Growing food demand, weather changes drive global herbicide market, report

      Four pesticide regulatory pillars are the route to food security

      Opinion: Farming by choice will drive Africa’s food security

      Opinion: Farming by choice will drive Africa’s food security

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      How you’re sinking into debt in the name of maintaining cash flow

      All eyes on banks as Uhuru signs law to scrap rate cap

      Why It Is Hard For The GoK To Pay Suppliers

      OPINION: Africa must step up to support its innovators

      OPINION: Africa must step up to support its innovators

      Opinion: Free market far more advantageous for the sugar sector than the current heavily regulated regime

      Opinion: Free market far more advantageous for the sugar sector than the current heavily regulated regime

      How the cheap food bought by employees is ruining company’s performance

      How the cheap food bought by employees is ruining company’s performance

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M-Kula wins a 50 Million deal on Lion’s Den

by Jacktone Lawi
November 20, 2019
in Featured, KBF, News
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M-Kula has just negotiated and won the biggest deal ever in the history of Lion’s Den worth 50 Million Kenya Shillings.

This after the CEO’s pitch to the lions in a bid to win a suitable investor who will help grow the product to higher levels.

KCB Lions’ Den, a show that allows local entrepreneurs to pitch their business ideas to top investors, known as the Lions.  The Lions are successful Kenyan business moguls who seek to invest in promising companies looking for capital, in exchange for equity.  In addition to funding, the Lion can also provide mentorship and other resources to the entrepreneurs who are pitching.   

In survey done over lunch hour on Babadogo road in Nairobi, 80 percent of the factory workers who are not fed by their employers will end up skipping lunch.   Those who skip lunch will perform at lower levels than those who have had lunch.  This is because the employee who has not eaten does not have the required fuel in him/her to optimally perform.  

 “M-Kula is a digital voucher that is funded but the employer and is used by employees to buy lunch with the freedom to get a meal form a kibanda or a restaurant.   The value in the voucher can only be used towards meals at any of over 360 outlets across the country that range from vibandas to caterers, to restaurants, to chains to dial and delivery services. lunch, and  like Haandi Java among others depending on the wallet created and is used just like M-Pesa,” said Neil Ribeiro, CEO Apptivate Africa. 

With M-Kula we believe we have the right tool for employers to properly feed their employees in a healthy way at the same time improve employee productivity and lLoyalty therebyhence increasing the organizations profitability. 

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The Llion Kris Senanu was not only impressed by Neil’s  pitch on the product but also by the fact that M-Kula has a tax benefit  that is motivated by the  2014 amendments to the income tax act, made by  the Kenyan Government, that allowed the employer give the employees up to Ksh 48,000  tax free for their lunch a year.

Neil’s pitch that started with an ask of Ksh 50 Million for 10n percent equity led to the agreement of a whopping 50 Million Kenya Shillings deal with 20 percent equity with Lion Kris Senanu, Chairman, Black Rock Capital & Venture Capitalist. 

“Ultimately the real benefit is the tax benefit to the employees most especially to the factory workers and the real benefit of nourishment and health and” Said KChris Senanu.

 According to Neil, afterwhen some of the companies signed up to M-Kula, they experienced a 50 percent reduction in absenteeism and a 22 percent increase in pProductivity and even happier employees. 

The Lion’s Den initiative aims at empowering 10,000 youth every year to start small businesses for the next five years, which is projected to create 50,000 direct jobs and at least 250,000 indirect jobs during the period.

There are plans to expand to Uganda, Rwanda and other markets soon added Neil.


Kenyan Business Feed is the top Kenyan Business Blog. We share news from Kenya and across the region. To contact us with any alert, please email us to editor@kenyanbusinessfeed.com
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Tags: CEO Apptivate AfricaLions DenM-KulaNeil Ribeiro
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